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Liberty Credit Auto Loans

          Financing FAQ

           Frequently Asked Questions

          If you have some questions about auto loans or our services you will find the answers here. Please feel free           to contact us.

  1. How do I know if I can qualify for a loan to purchase a vehicle?
  2. Does buying a pre-owned vehicle really help me re-establish my credit?
  3. Are there any hidden fees or service charges for application?
  4. How long will the loan process will take?
  5. Is my privacy protected?
  6. Why do you need my Social Insurance Number?


  1. If you have a job that can be verified then your loan application is virtually approved.
  2. Yes, when checking with the credit bureau, many lending institutions look at automobile loans closer than any other type of loan (other than home loans) to verify your credit standing. 
  3. There is absolutely no cost to fill out an application. 
  4. Most customers are contacted within 24 hours after submitting their application. 
  5. Absolutely. Privacy concerns are most importance when it comes to the use of your personal information. We would like to assure you that we are committed to protecting your personal privacy. 
  6. Your social insurance number is required for the lenders to be able to perform a credit check in order to determine what type of financing you qualify for. This information is used only for the purpose of determining a credit score for the applicant, and is not used for any other purpose or shared with any third parties other than the lenders that your profile is assigned to.‚Äč